Step by Step: Buying a Second Home with Koesta

You may want to own a second home that you can use for getaways with your family or loved ones. Moreover, you may be considering using this second home as an investment. Koesta offers the easiest way to buy a second home with the co-ownership model as a solution partner at this point, no matter what type your request is. In this article, we will discuss how you can buy your second home with Koesta step by step.

Intention, Research, and Decision Processes

Koesta, with its co-ownership model, helps you at every stage by adhering to the principles of transparency and reliability. In this context, your decision is very valuable in the first place. If you want to buy your second home by paying only for the period of use and without incurring any extra cost for the period you do not use, then the decision stage is complete. From here, you can start your research to determine the house you want to own. Koesta's extensive property network includes houses in the most exclusive locations in many different regions. You can view these Koesta homes from the property listing screen. By using filtering tools, you can start to look for a house that fits your needs. When you determine the Koesta house that meets your needs in your decision process, you have made your choice and now you only need to apply to Koesta to be the co-owner of your house.

Become a Homeowner with Co-Ownership

You have made your decision, you have chosen your home and now you are ready to buy your second home. At this step, Koesta handles the rest for you. Upon submitting the documents requested from you and after your eligibility to purchase is confirmed, the share from the joint-stock company established on the house to be purchased is defined to you according to the number of shares you prefer. This is proof of your ownership and you can buy from 1 share up to 4 shares of the house divided up to a maximum of 8 shares. Owning a 1/8 share gives you the opportunity to use your home 45 days a year. In this way, you only become the owner of the house with a payment equivalent to this period, and you do not have to bear the costs of the house for the periods you do not use. Another advantage provided by the co-ownership system is that you only pay for the renovation, maintenance, cleaning and management services of the house according to your share ratio, and you do not have to bear any other costs.

Now You Own Your Second Home

When you complete your transactions to buy a second home with Koesta, you are now ready to use your home. You can use our digital agenda system from our mobile application to determine which dates of the year you would like to use your home. You can book from 3 days to 2 years in advance. The digital agenda system, with its algorithm that ensures fair sharing, enables equal date sharing among all co-owners. This way, it is possible for you to benefit from your home during the holidays and special days of the year.

All cleaning processes are completed in the most hygienic way before you come to your house. All the work that needs to be done in terms of garden and home maintenance is also completed by the professional team of Koesta. Unlike a traditional second home buying method, you don't have to do any chores for your home, Koesta completes all transactions on your behalf in the fastest way. You can enjoy your home in the comfort of a hotel.

The Easiest Way to Own a Second Home: Co-ownership with Koesta

Owning a second home is becoming a more accessible opportunity with the new co-ownership model offered by Koesta. To make the right financial decisions before buying a second home, we recommend that you read this article to get detailed information about Koesta at this point.The Costs of Buying a Second HomeWhen you decide to buy a second home, it may mislead you to consider only the monthly loan payment when considering your costs. Owning a new home comes with some routine costs, as well as other surprise expenses that you might not have thought of at first glance. When calculating your budget, we recommend that you take a look at this list of costs in our list below:Furniture and Other Basic Needs: Furniture, accessories, kitchenware, television, and other things that we cannot remember are the items that you will need when you own a second house.House Insurance: Most banks obligate to get house insurance for a house loan. This will make you add monthly insurance costs to your monthly loan payments. Property taxes: In addition to monthly loan payments for the house you will buy, another cost is the property taxes you have to pay annually. Fuel and other fixed costs for the house: You need to consider your monthly fixed costs such as electricity, heating, internet, and water bills when calculating your budget.Maintenance and repair costs: Keep in mind that you may also encounter maintenance and repair costs for your house.Dues: If your new house is not in a decoupled area owned by you, don't ignore the costs of the due that you are obliged to pay every month. The Difference of the Co-Ownership Model Offered by Koesta Koesta takes into account and calculates for you all the routine and unexpected expenses that you did not take into account at first. In this way, you will not face surprise costs. Your house will be delivered to you with all costs made and all needs done. This means that from the moment you take the key, your house is ready to use. Koesta's management services are included in the price within the fee you will pay for the house. At the same time, Koesta takes care of the maintenance and repairs needs for the house and divides the costs among the house owners without a profit margin.Koesta Makes It Easier to Own a HouseWith all the advantages of Koesta, it also offers you your dream home within your budget. Professionally designing your dream house, Koesta takes care of your house's maintenance and repair as well as all cleaning processes, the only thing you will do is enjoy your dream home. You can examine in detail the solutions offered by Koesta and take a look at Koesta houses in order to collect happy memories with your loved ones in your second house at any time of the year, without unexpected work or surprise costs.

Koesta